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The other day two friends were talking about who was best Lifelock identity protection or the Debix identity protection network. I actually listened closely to this argument as I too was thinking about purchasing identity protection. This is what I learnt.

LifeLock is the best known when it comes to identity theft protection companies. They do all the work for their clients even though many things could be done yourself for free such as ordering your credit report. In order to get attention and show how confident they are in being able to protect your identity, Lifelocks CEO actually made his social security number public. This is how I first became conscious of them. LifeLock is also able to continuously make a name for itself because they have earned many recognitions and awards.

LifeLock has some add-onservices such as WalletLock, Erecon and TrueAddress. WalletLock offers lost wallet protection, Erecon scours spin]the black market internet for your personal to ensure it is not being sold. TrueAddress checks with databases that your address has not been an identity thief. LifeLock the only one who can effectively protect children.

LifeLock is ISO 27001 certified which shows that their security procedures at company headquarters is top of the line and really secure. They seem to have invested in such which makes them able to provide real protection of the personal that people turn over to them. They also were the first to offer the $1,000,000 identity theft insurance policy.

Debix, another identity theft protection company gaining traction in the identity theft racket, is almost as good as LifeLock. They also put a Debix Safe Number in your credit file, not your phone number. This keeps personal phone numbers private. Also, during the credit approval request process, reporting fraudulent credit requests is easy to report to law officers by just pushing a button on your phone. Simply hit star to be connected to a identity theft specialist who will help you contact the appropriate authorities.

Debix has a patent pending technology that offers a secure interface for credit protection. Debixs fraud alert system is simply the best. There is also an audit trail that ensures the creditor can’t lie about not calling you.

Both Debix and LifeLock place fraud alerts for you and order your 3 bureau credit report. They also stop the flood of junk mail. Debix also stops telemarketing calls. The differences are Debix’s innovative fraud alert system and low price $24/year compared to LifeLocks additional services including TrueAddress, WalletLock and Erecon and, of course, the $1 million service guarantee.

Hopefully this helps you evaluate which service you should use. It seems that you get better identity protection with LifeLock but at $24 a year Debix is definitely worth considering. $75 a year is quite a savings.